Welcome to Savewise Pro ("we", "our", or "us"). This Privacy Policy explains how we collect, use, and protect your information when you use our web application at https://save-wise-pro.github.io/Save-Wise.

1. Information We Collect

We collect the following types of information:

• Account Information — your name, email address, and password when you create an account
• Financial Data — goals, transactions, budgets, bills, EMI details, and net worth items you voluntarily enter
• Usage Data — pages visited, features used, and app preferences such as theme and currency
• Device Data — browser type, device type, and IP address collected automatically

2. How We Use Your Information

• To provide and operate the Savewise Pro application
• To store your financial data securely in our database (powered by Supabase)
• To personalise your experience (theme, currency, settings)
• To display relevant advertisements via Google AdSense
• To improve and maintain our services
• To communicate important updates about the service

3. Google AdSense & Advertising

We use Google AdSense to display advertisements in our application. Google AdSense may use cookies and similar technologies to serve ads based on your prior visits to our app or other websites.

• Google's use of advertising cookies enables it to serve ads based on your visit to our site
• You may opt out of personalised advertising by visiting Google Ads Settings
• Third-party vendors, including Google, use cookies to serve ads based on prior visits

For more information about Google's privacy practices, visit Google Privacy Policy.

4. Data Storage & Security

Your financial data is stored securely using Supabase, a secure cloud database platform. We implement the following security measures:

• All data is encrypted in transit using HTTPS/TLS
• Passwords are hashed and never stored in plain text
• Row-level security ensures users can only access their own data
• Authentication is handled by Supabase Auth

While we take all reasonable precautions, no method of internet transmission is 100% secure. We cannot guarantee absolute security of your data.

5. Cookies

We use cookies and similar tracking technologies for the following purposes:

• Authentication cookies — to keep you logged in
• Preference cookies — to remember your theme, currency, and settings
• Advertising cookies — used by Google AdSense to serve relevant ads

You can control cookies through your browser settings. Disabling cookies may affect some features of the app.

6. Data Sharing

We do not sell your personal information to third parties. We may share data only in these cases:

• Supabase — our database provider who stores your data securely
• Google AdSense — for serving advertisements (anonymised data only)
• Legal requirements — if required by law or court order

7. Your Rights

You have the following rights over your data:

• Access — view all your data inside the app at any time
• Export — download your data as CSV or JSON from Settings
• Delete — clear all your data from Settings → Clear all data
• Correction — edit any transaction, goal or account detail at any time

8. Children's Privacy

Savewise Pro is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date. Continued use of the app after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• App: Savewise Pro
• Website: https://save-wise-pro.github.io/Save-Wise
• Email: savewisepro@gmail.com

By accessing or using Savewise Pro at https://save-wise-pro.github.io/Save-Wise, you agree to be bound by these Terms of Service. Please read them carefully before using the application.

1. Acceptance of Terms

By creating an account or using Savewise Pro, you confirm that you are at least 13 years of age and agree to these Terms. If you do not agree, please do not use our service.

2. Description of Service

Savewise Pro is a personal finance tracking application that allows users to track income, expenses, saving goals, budgets, bills, EMIs, net worth, and split expenses. The service is provided free of charge and is supported by advertising.

3. User Accounts

• You are responsible for maintaining the confidentiality of your account credentials
• You are responsible for all activities that occur under your account
• You must provide accurate and complete information when creating your account
• You may not share your account with others or create accounts for others
• You must notify us immediately of any unauthorised use of your account

4. Financial Disclaimer

Important: Savewise Pro is a personal finance tracking tool only. It does not provide financial advice, investment advice, or tax advice. All financial decisions you make based on data in this app are entirely your own responsibility. We recommend consulting a qualified financial advisor for professional financial guidance.

5. Acceptable Use

You agree not to:

• Use the service for any illegal or unauthorised purpose
• Attempt to hack, disrupt, or damage the application or its servers
• Share false or misleading financial information
• Use automated bots or scrapers to access the service
• Click on advertisements fraudulently or encourage others to do so

6. Advertising

Savewise Pro displays advertisements provided by Google AdSense. By using the service, you consent to the display of these advertisements. You must not click on advertisements artificially or encourage others to do so, as this violates Google's policies and may result in termination of your account.

7. Data & Privacy

Your use of Savewise Pro is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Limitation of Liability

Savewise Pro is provided "as is" without any warranties. We are not liable for any loss of data, financial loss, or damages arising from your use of the application. We do not guarantee that the service will be uninterrupted or error-free.

9. Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms. You may delete your account at any time from Settings → Clear all data, followed by contacting us to remove your account credentials.

10. Changes to Terms

We may update these Terms at any time. Continued use of the app after changes constitutes acceptance of the updated Terms. We will update the "Last updated" date at the top of this page when changes are made.

11. Contact

For any questions regarding these Terms:

• Email: savewisepro@gmail.com
• Website: https://save-wise-pro.github.io/Save-Wise